Privacy Policy

Effective Date: May 29, 2026

SplitBooks (“Platform”, “we”, “our”, or “us”) is a business finance and partnership management platform operated by HostKro Technologies LLP.

This Privacy Policy explains how we collect, use, store, and protect your information when you use:

  • The SplitBooks website available at https://splitbooks.in
  • SplitBooks web application
  • SplitBooks mobile applications for Android and iOS
  • Any related software, tools, integrations, or services provided by us

By accessing or using SplitBooks, you agree to the practices described in this Privacy Policy.

1. About SplitBooks

SplitBooks is designed to help businesses, startups, agencies, firms, and business partners manage shared finances, expenses, profit distribution, transactions, and internal financial transparency.

Because financial collaboration requires trust, privacy and data security are extremely important to us.

2. Information We Collect

a. Account Information

When you create an account on SplitBooks, we may collect:

  • Full Name
  • Email Address
  • Phone Number
  • Business Address
  • Login Credentials

This information is used to create and manage your account securely.

b. Business & Financial Data

SplitBooks allows users to manage business-related financial information. Depending on how you use the platform, we may store:

  • Income records
  • Expense records
  • Partner contributions
  • Profit/loss entries
  • Financial notes
  • Transaction history
  • Settlement calculations
  • Shared financial reports

This data belongs to you, and we process it solely for providing SplitBooks services.

c. Device & Usage Information

To improve security, performance, and user experience, we may automatically collect:

  • IP address
  • Device type
  • Browser type
  • Operating system
  • App version
  • Login activity
  • Crash reports
  • Usage analytics

d. Payment Information

If you purchase subscriptions or services through SplitBooks, payments are securely processed by trusted third-party providers such as:

  • Razorpay
  • PayPal

SplitBooks does not store complete card numbers, CVV information, or sensitive payment credentials on its servers.

3. How We Use Your Information

We use collected information to:

  • Provide and maintain SplitBooks services
  • Manage user accounts and authentication
  • Enable business finance collaboration between partners
  • Process subscriptions and payments
  • Generate reports and financial summaries
  • Improve platform stability and performance
  • Send service-related notifications
  • Prevent fraud, abuse, or unauthorized access
  • Comply with legal obligations

We do not sell your personal or business data to advertisers or third parties.

4. Collaboration & Shared Data Visibility

SplitBooks is a collaborative financial platform.

If you invite business partners, team members, accountants, or collaborators into your workspace, certain financial records and business data may become visible to authorized members within that workspace based on permissions and roles assigned by you.

You are responsible for managing access permissions within your organization or workspace.

5. Notifications

SplitBooks may send notifications through:

  • Mobile push notifications
  • Email alerts
  • In-app notifications

These may include:

  • Transaction updates
  • Settlement reminders
  • Partner activity alerts
  • Payment confirmations
  • Security notifications
  • Product updates

Users can manage certain notification preferences through their account or device settings.

6. Cookies & Tracking Technologies

Our website and applications may use:

  • Cookies
  • Analytics tools
  • Tracking pixels
  • Session technologies

These technologies help us:

  • Understand user behavior
  • Improve website performance
  • Maintain secure sessions
  • Analyze traffic and engagement
  • Measure marketing effectiveness

We currently use tools including:

  • Google Analytics
  • Meta Pixel

You may disable cookies through your browser settings, though some features may not function properly.

7. Third-Party Services

To operate SplitBooks efficiently, we may rely on trusted third-party providers for:

  • Payment processing
  • Cloud infrastructure
  • Analytics
  • Notifications
  • Customer support
  • Security monitoring

These providers may process limited data strictly for operational purposes and under appropriate security obligations.

8. Data Security

We take data security seriously.

SplitBooks uses reasonable administrative, technical, and organizational safeguards designed to protect user information against:

  • Unauthorized access
  • Data misuse
  • Loss or theft
  • Alteration
  • Disclosure

However, no digital platform or internet transmission method can guarantee 100% security.

Users are responsible for maintaining the confidentiality of their account credentials.

9. International Users

SplitBooks is accessible globally.

By using our Services, you understand that your information may be processed and stored in countries where our infrastructure, service providers, or technical partners operate.

10. Data Retention

We retain user information only for as long as necessary to:

  • Provide our services
  • Maintain platform functionality
  • Meet legal and compliance obligations
  • Resolve disputes
  • Enforce agreements

Financial records may be retained for compliance, backup, fraud prevention, or legitimate operational purposes where permitted by law.

11. Account & Data Deletion

Users may request account deletion and removal of personal information by contacting:

[email protected]

After verification, we will process deletion requests within a reasonable timeframe.

Certain information may be retained where legally required or necessary for fraud prevention, dispute resolution, or compliance obligations.

12. Children’s Privacy

SplitBooks is intended for businesses and individuals above the age of 18.

We do not knowingly collect personal information from children.

13. Your Privacy Rights

Depending on your jurisdiction, you may have rights to:

  • Access your personal information
  • Correct inaccurate information
  • Request deletion of your data
  • Withdraw consent
  • Restrict certain processing activities

Requests may be submitted to:
[email protected]

14. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect:

  • Product updates
  • Legal requirements
  • Security improvements
  • Operational changes

Updated versions will always be posted on:
https://splitbooks.in

Continued use of SplitBooks after changes become effective constitutes acceptance of the updated policy.

15. Contact Information

SplitBooks
A product of HostKro Technologies LLP

Website: https://splitbooks.in
Support Email: [email protected]

For privacy-related concerns, questions, or requests, please contact us through the support email above.

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